Our Pricing Structure

Flexible, transparent pricing for individuals, families, and organizations — pay as you go or subscribe for unlimited care.

Effective Date: January 2026

Penny Medical Tourism Agency offers flexible payment models to suit every need — whether you're an individual, a family, a corporate organization, or a healthcare provider. All prices are in Zambian Kwacha (ZMW).

Pricing & Medical Disclaimer

All prices, treatment plans, and estimates displayed on this website are provided for informational and planning purposes only and do not constitute a binding offer. Prices and package details are subject to change without prior notice. The final quotation for your medical procedure can only be confirmed by the operating physician or hospital after a formal medical review and in-person consultation. Additional costs may arise if your treatment requires alternative procedures, extended hospital stays, or unforeseen diagnostic testing.

1Payment Models

Clients can pay for services on our telemedicine platform through the following models:

Pay-Per-Consultation

  • Book an appointment
  • Pay before or after
  • General: ZMW 70 – 250
  • Specialist: ZMW 400 – 750

Subscription / Membership

  • Monthly or annual fee
  • Unlimited general consults
  • Family plans available
  • Includes video, messaging, renewals

Insurance Billing

  • Enter insurance details
  • Platform verifies coverage
  • Insurance pays full/partial
  • Patient pays co-pay if needed

Employer-Sponsored

  • Companies pay for employees
  • Monthly platform fees
  • Cover consultation costs
  • Employee benefit

Wallet / Prepaid Credit

  • Load money into in-app wallet
  • Pay for consultations
  • Buy medication
  • Pay for lab requests

Payment Collection

Penny collects payments through:

  • Mobile Money
  • Debit Cards
  • Credit Cards
  • Bank Transfers
  • Internet Banking
  • Insurance Reimbursements
  • Corporate Billing Arrangements

2Individual Packages

Basic Care Package

Suitable for students

ZMW 99 /month
  • GP Chat Consultation — Unlimited
  • Video Consultations — 1 per month
  • E-Prescriptions — Included
  • Health Tips & Reminders — Included
  • Support Hours — Business hours

Standard Family Package

Suitable for families & working professionals

ZMW 299 /month
  • Covered Members — Up to 4
  • GP Video Consultations — 4 per month
  • Nurse Consultations — Unlimited
  • Prescription Refills — Included
  • Lab Booking Assistance — Included
  • Priority Support — Included

Premium Health Package

Suitable for executives & chronic disease management

ZMW 599 /month Best Value
  • GP Consultations — Unlimited
  • Specialist Discount — 20% off
  • Mental Health Session — 1 free monthly
  • Home Visit Discount — Included
  • Dedicated Care Coordinator — Included
  • 24/7 Access — Included

3Pay-As-You-Go Pricing

ServicePrice (ZMW)
GP Voice Consultation120
GP Video Consultation180
Nurse Consultation80
Specialist Consultation350 – 700
Mental Health Consultation300
Follow-Up Consultation70
Home Visit Booking Fee150 – 500

4Corporate Healthcare Packages

Bronze

ZMW 35

per employee / month

  • GP Chat Access
  • Monthly Wellness Tips
  • Working Hours Support

Silver

ZMW 60

per employee / month

  • Video Consultations
  • Nurse Support
  • Monthly Health Reports
  • Sick Leave Verification

Gold

ZMW 95

per employee / month

Recommended
  • Unlimited GP Access
  • Specialist Discounts
  • Mental Health Support
  • Wellness Programs

5Hospital & Clinic Partnership Packages

PackageSuggested Fee (ZMW/month)
Small Clinic Integration3,000
Medium Hospital Integration7,500
Multi-Branch Hospital System15,000+

Services can include: Telemedicine software access, online patient booking, video consultation tools, digital patient records, billing dashboard, and analytics reporting.

6Contact & Enquiries

For custom quotes, corporate plans, or partnership enquiries, please reach out to us:

Penny Medical Tourism Agency

Location:
Republic of Zambia

Serving:
International Clients

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