How Fund My Care Works

Fund My Care

Fund My Care is Penny's secure medical crowdfunding platform that helps individuals and families raise money for life-saving and essential medical treatment. When illness strikes and finances become a barrier, Fund My Care connects patients with compassionate donors, communities, businesses, and organizations willing to help.

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What You Can Raise Funds For

Hospital bills & admission costs
Emergency medical treatment
Surgical procedures
Cancer treatment & chemotherapy
Medication & prescription costs
Diagnostic tests & lab investigations
Rehabilitation & physiotherapy
Medical equipment & assistive devices
Long-term treatment for chronic illnesses
Organ transplants & specialized treatment
Maternal & child healthcare
Travel & accommodation for treatment

How Fund My Care Works

Step 1

Create Your Campaign

Complete a simple online application with your personal details, medical condition, treatment requirements, fundraising goal, and supporting documents.

Step 2

Campaign Verification

Penny reviews every application by verifying the fundraiser's identity, medical documents, and treatment estimates to ensure authenticity.

Step 3

Publish Your Campaign

Once approved, your campaign goes live on the Penny platform with your story, fundraising goal, photos, and updates.

Step 4

Share Your Story

Share your campaign through social media, WhatsApp, email, and your personal networks to encourage donations.

Step 5

Receive Donations

Supporters can donate securely using the payment methods available on the Penny platform.

Step 6

Access Your Funds

Funds are released in accordance with Penny's verification and payout policy. Payments may be made directly to healthcare providers.

Why Donate Through Fund My Care

Verified Campaigns

Every medical campaign undergoes a verification process before publication, giving donors confidence that they are supporting genuine medical needs.

Secure Donation Platform

Donate securely using the payment methods available on the Penny platform with full encryption and data protection.

Transparency & Accountability

Beneficiaries provide treatment updates, receipts, and invoices showing how donated funds have been used.

Support Throughout

Penny provides fundraising guidance to help beneficiaries tell their stories and reach more supporters.

Fraud Protection

Protecting donors against fraudulent campaigns through rigorous verification and ongoing monitoring.

Timely Access to Care

Helping patients access timely medical care when they need it most, without financial barriers.

Transparency & Accountability

Platform Fees

  • Creating a campaign is completely free
  • 3% platform fee deducted only from successfully funded campaigns
  • Verified emergency campaigns may qualify for 0% fee
  • Payment processing charges deducted at actual rates

Fund Disbursement

  • Payments made directly to healthcare providers where possible
  • Remaining balance released to beneficiary after approved expenses
  • Receipts and invoices required to demonstrate fund usage
  • Funds withheld or refunded if fraud or misuse is suspected

Our Commitment: At Penny, we believe that no one should be denied medical care because they cannot afford it. Fund My Care brings together individuals, communities, businesses, and healthcare partners to give hope, restore health, and save lives — one campaign at a time.

It's free to start. Fill in the form and it will open your email client with all the details ready to send.

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